What is a permanent disability?
Permanent disability is a benefit granted to those people who, due to an illness or accident, have permanently lost all or part of their working capacity. In order to access this type of benefit, it is necessary to go through a medical and administrative assessment process to determine the degree of disability and the type of benefit that corresponds.
Types of permanent disability
There are several types of permanent disability, which vary according to the degree of impact on work capacity:
Permanent partial disability: In this case, the affected person can continue working in their usual profession, but with certain limitations. Lump-sum compensation is awarded.
Total permanent disability: The affected person cannot carry out their usual profession, but can carry out another work activity. You are given a monthly pension.
Absolute permanent disability: The affected person cannot perform any type of paid work. You are granted a monthly pension for life.
Severe disability: The affected person needs assistance from third parties to carry out the basic activities of daily living. You are granted a monthly pension for life and an additional benefit for assistance from third parties.
In each case, it is necessary to have the advice of a lawyer specialized in disabilities such as Amaya Martín-Lagos Carreras (www.abogadagranada.com), who will be able to adequately guide the process of requesting and processing permanent disability.
How to process a permanent disability?
The process to process a permanent disability consists of several steps:
1. Medical evaluation: The affected person must go to a medical court to be evaluated by specialists, who will determine the degree of disability and the corresponding type of benefit.
2. Request for disability: Once the medical report is issued, the request for permanent disability must be submitted to the National Institute of Social Security (INSS) or the Mutual Fund that collaborates with Social Security, in the event of a work accident.
3. Administrative resolution: The INSS or the Mutua will evaluate the documentation presented and issue an administrative resolution in which permanent disability is granted or denied.
4. Appeals and claims: In the event that permanent disability is denied, it is possible to file appeals and claims before the corresponding courts. It is at this point where the figure of a specialized lawyer like Amaya Martín-Lagos Carreras becomes very important.
In summary, the process to process a permanent disability can be complex and bureaucratic, so it is essential to have the advice of a professional specialized in the matter. Amaya Martín-Lagos Carreras (www.abogadagranada.com) has the necessary experience and knowledge to guide people in this process and ensure that the corresponding benefit is obtained.
